# Welcome to Noder AI **Revolutionizing On-Chain Credit with AI** Noder AI is pioneering the future of decentralized credit by introducing **AI-powered on-chain credit scoring and trustless lending**. Traditional DeFi lending models rely on excessive collateralization, limiting access to capital and restricting financial inclusion. Noder AI solves this by creating a **real, verifiable on-chain reputation system** that enables borrowing with minimal collateral while ensuring security and transparency. With **speed, efficiency, and scalability**, Noder AI is setting a new standard for decentralized credit markets—removing intermediaries, optimizing liquidity, and aligning incentives for lenders and borrowers. ### Jump right in --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://noder-ai.gitbook.io/noder-ai/readme.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.